If you are a traveller, you know that car rentals are unavoidable, but with it come its insurance. Often customers go for the most expensive insurance available thinking it will cover everything, but that is not always necessary. There are a number of other options, including travel cards. Car rental in Toronto accepts any credit card coverage, there is always insurance available with your credit cards.
Cards that provide insurance
There are a number of credit cards available that provide insurance for your rental car. You can also use these cards to partially pay the rental cost. Following are a few examples of the cards that you can use for this purpose:
- American Express Cobalt Card- This card will cover damage as well as theft and provide MSRP of $85,000 for your rental. You can also pay the full cost of your rental car with this card. The coverage is of up to 48 days consecutively. Toronto car rental accepts this card.
- Scotiabank Gold American Express- This has similar benefits as the previous one, like the coverage period of 48 days, and also making full payment of the rental but in addition it will also cover toeing charges, theft or damage charges etc.
- BMO World Elite MasterCard Travel Insurance- The expenses covered by this card goes up to $65,000. This insurance will work in case of loss of vehicle, or its damage, including personal belongings, or injury resulting from accidents. Toronto car rental says that for availing these offers you have to pay the cost of vehicle by this card. This card too covers a 48 days period.
- American Express Gold Rewards Card- This card will cover the actual value of the vehicle in cash and also pay any valid damage charges, loss or theft charges. This card like all the cards already mentioned can be used pay the full price of the rental car or partial price as well. Toronto car rental says that this card too will cover a period of 48 days consecutively. This car will pay up to $85,000 and includes a variety of cars, from sports cars to minivans.
So this is clear to you that you need not avail of additional insurances when renting a car on your trip. Save yourself the extra costs and the ordeal of all the extra but unnecessary paperwork. Do your research and you will find that you are already insured. Moreover if you have a car of your own, and if it I insured, chances are that your rental will also be insured, according to Toronto car rental. So insure your rental wisely and pre plan everything.
If you are using your credit card insurance, regardless which type of card you have, you can avail of the benefits it provides. But make sure that you are allowed to decline the waiver of collision damage without depositing money. Also, before you say yes to the car, check it for signs of damage, so that you are not falsely blamed for causing damage to it.